1. Acceptance of Terms

By accessing or using THE WEALTH WELL platform (web or mobile app), you agree to be bound by these Terms of Service. If you do not agree, do not use our services.

2. Service Description

THE WEALTH WELL provides:

• Educational trading tools and market analysis
• Real-time market data and trading alerts
• Portfolio management and tracking tools
• AI-powered market insights and technical analysis
• Broker integration capabilities

3. Important Disclaimers

4. Risk Acknowledgment

You acknowledge and agree that:

• Trading is Risky: You can lose all invested capital
• No Guarantees: We make no promises of profit or success
• Your Responsibility: All trading decisions are yours alone
• Seek Professional Advice: Consult qualified financial advisors before trading
• Understand Risks: You understand the risks of securities, options, and futures trading

5. Eligibility

To use THE WEALTH WELL, you must:

• Be at least 18 years old (or age of majority in your jurisdiction)
• Have legal capacity to enter into binding agreements
• Not be prohibited from using our services under applicable laws
• Provide accurate and complete registration information

6. User Accounts

Account Security:

• You are responsible for maintaining account confidentiality
• You are responsible for all activities under your account
• Notify us immediately of unauthorized access
• One account per person; no account sharing

Account Termination:

• We may suspend or terminate accounts for violations
• You may cancel your subscription at any time
• No refunds for partial subscription periods (except as required by law)

7. Subscription and Payments

Subscription Tiers

• Starter: $47/month
• Trader: $97/month
• Professional: $147/month
• Elite: $197/month

Billing Terms

• Subscriptions auto-renew monthly until cancelled
• Payments processed via Stripe (secure payment processor)
• Prices subject to change with 30 days notice
• Failed payments may result in service suspension
• Cancellations take effect at end of current billing period

Refund Policy

• No refunds for partial subscription periods
• Pro-rated refunds may be offered at our sole discretion
• Refunds for billing errors processed within 30 days
• Chargebacks may result in permanent account termination

8. Acceptable Use Policy

You agree NOT to:

• Use our services for illegal activities
• Share, resell, or redistribute our content
• Reverse engineer or copy our software
• Interfere with service operation or security
• Impersonate others or provide false information
• Scrape, crawl, or automate access to our platform
• Share account credentials with others

9. Intellectual Property

All content, software, and materials are owned by THE WEALTH WELL or our licensors:

• Trademarks, logos, and branding are protected
• Algorithms, indicators, and tools are proprietary
• Content is licensed for personal use only
• No commercial use without written permission

10. Third-Party Integrations

Broker integrations and third-party services:

• Are subject to third-party terms and policies
• We are not responsible for third-party actions or failures
• You authorize data sharing with connected services
• Integrations may be discontinued at any time

11. Data and Privacy

Your use of THE WEALTH WELL is also governed by our Privacy Policy, which is incorporated by reference.

12. Limitation of Liability

13. Indemnification

You agree to indemnify and hold harmless THE WEALTH WELL from claims arising from:

• Your use of our services
• Your violation of these Terms
• Your trading activities and decisions
• Your violation of third-party rights

14. Service Availability

We strive for 24/7 availability but:

• Service may be interrupted for maintenance
• No guarantee of uninterrupted access
• Features may be modified or discontinued
• Market data may be delayed or unavailable

15. Dispute Resolution

Governing Law

These Terms are governed by the laws of [Your State/Country], without regard to conflict of law principles.

Arbitration

Any disputes will be resolved through binding arbitration, not court proceedings, except where prohibited by law.

Class Action Waiver

You waive the right to participate in class action lawsuits or class-wide arbitration.

16. Changes to Terms

We may modify these Terms at any time:

• Material changes will be notified via email or in-app
• Continued use after changes constitutes acceptance
• If you disagree, discontinue use and cancel subscription

17. Severability

If any provision is found unenforceable, the remainder of these Terms remains in effect.

18. Contact Information

Questions about these Terms?

• Email: legal@thewealthwell.com
• Support: support@thewealthwell.com
• Address: [Your Business Address]

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By using THE WEALTH WELL, you acknowledge that you have read, understood, and agree to these Terms of Service.